Ayushman Bharat Benefits Process

In today’s world, quality healthcare can sometimes feel out of reach for many. That’s where the Ayushman Bharat Scheme, officially known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), steps in to make a difference. Designed by the Government of India, this revolutionary health insurance program provides cashless treatment up to ₹5 lakh per family per year to more than 10.74 crore poor and vulnerable families across the country.

In this blog, we will guide you through everything you need to know—from understanding the scheme to why you should choose Satkriti Hospital, a step-by-step process to avail of benefits, the documents needed, and more.

What is the Ayushman Bharat Yojana?

The Ayushman Bharat Yojana is India’s flagship health protection scheme, which was launched to ensure universal health coverage. It offers cashless and paperless hospitalisation for secondary and tertiary care treatments, covering various services, including hospitalisation, surgeries, diagnostics, and medications.

Key highlights of the scheme:

  • Coverage: Up to ₹5 lakh per family per year.
  • Eligibility: Families identified through the Socio-Economic Caste Census (SECC) 2011 data.
  • Treatment covered under Ayushman Bharat Scheme: More than 1,500 procedures, including general surgery, cardiology, oncology, orthopaedics, paediatrics, and more.
  • New Update (2024): Senior citizens aged 70 and above, regardless of income, are now included.

Why Choose Satkriti Hospital?

When it comes to healthcare, choosing the right hospital is crucial. Here’s why Satkriti Hospital is the preferred choice for Ayushman Bharat beneficiaries:

  • Empaneled under Ayushman Bharat: We are officially listed as a partner hospital under the scheme.
  • Wide Range of Specialties:(ENT) From allergies to advanced treatments to emergency care – we cover almost all major treatments related to ENT listed under the scheme.
  • Expert Medical Team: Our experienced doctors, surgeons, and support staff are committed to delivering high-quality care.
  • State-of-the-art Facilities: advanced operation theatres, and comprehensive inpatient services.
  • Patient-first Approach: We make the cashless process hassle-free, guiding you at every step.

Step-by-Step Process to Avail Ayushman Bharat Benefits at Satkriti Hospital

Here’s a simple guide to help you:

1. Check Your Eligibility

  • Visit the official PM-JAY website or call the Satkriti Hospital helpdesk.
  • You can also walk into the hospital and approach the Ayushman Bharat Help Desk, where our representatives will assist you.

2. Present Your Ayushman Card

  • You will have received an Ayushman Bharat Card if your family is eligible.
  • Bring this card when you visit Satkriti Hospital.

3. Verification Process

  • Our helpdesk will verify your identity using your Aadhar Card or any other approved ID.
  • If you don’t have the card, our staff can check your eligibility using basic details like your name, family information, and ration card.

4. Consultation and Diagnosis

  • After verification, you will be directed to the specialist responsible for your health issue.
  • Required diagnostic tests (if any) will be done.

5. Approval for Treatment

  • After diagnosis, a pre-authorisation request is raised to Ayushman Bharat authorities.
  • Once approved, your treatment begins immediately without any upfront payment.

6. Cashless Treatment and Discharge

  • Enjoy cashless hospitalisation and surgery.
  • At discharge, you don’t have to pay anything for the services covered under the scheme.(Biopsy  and discharge medicines)

Documents Required

To avail the Ayushman Bharat benefits at Satkriti Hospital, you will need:

  • Ayushman Bharat Card 
  • Aadhaar Card or any government-issued ID
  • Ration Card (for verification purposes)
  • Medical Records (if you have any previous history)

FAQs

  1. What if my name is not on the list?

If your name does not appear in the SECC 2011 list or Ayushman database, you won’t be able to claim benefits under the Ayushman Bharat Scheme at Satkriti Hospital. However, you can contact the local Ayushman Mitra or CSC centres to update or check your details.

  1. Are all departments covered under the scheme?

Yes, Satkriti Hospital covers almost all major departments, including General Medicine, Surgery, and more, under the Ayushman Bharat Scheme. 

  1. Can I get emergency care under Ayushman at Satkriti?

Absolutely! Satkriti Hospital provides emergency services covered under the scheme. Patients are stabilised first for life-threatening conditions, and Ayushman formalities are done simultaneously.

  1. How many family members are covered?

The scheme covers the entire family without any cap on family size or age. Whether it’s children, parents, or grandparents, all are eligible if your family is listed under the scheme.

Conclusion

Accessing quality healthcare has become easier and more affordable, thanks to the Ayushman Bharat Scheme. At Satkriti Hospital, we are committed to making this experience smooth, supportive, and entirely cashless for our beneficiaries. With a wide range of treatments covered under the Ayushman Bharat Scheme, a compassionate team, and world-class facilities, you can trust us to take care of you and your loved ones.

Your health is precious. Let Satkriti Hospital help you protect it!

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